For most of us, our cars will be one of the most expensive items we own. We don’t want to see anything bad happen to them in the first place, but we’d like to be protected, just in case! Having a camera in your car is one way to look after your vehicle – and yourself!
What is a dash cam?
A dash cam – or dashboard camera – is a video camera that can be attached to a vehicle. As well as a ‘dash cam’, you might see this type of camera called a Digital Video Recorder (DVR) or an in-car camera.
Mounted on the inside of a car, truck, van or lorry, dash cams allow you to record what’s happening on the road in great detail. Most dash cams can record both audio and video, so you can capture everything you see and hear when driving.
Dash cams like the Which? Best buy Nextbase InCarCam™ 402G Professional can film in HD both during the daylight and at night-time, allowing great quality video recording anytime of the day. However, you don’t have to splash out to get a dash cam! They’re available in range of prices to suit everyone, with the Nextbase InCarCam 101 for £41.65 being a great introductory option.
Why are dash cams useful?
Speaking to 29 of the UK’s most popular car insurers, Nextbase discovered that most companies would definitely use your dash cam footage when looking at a claim. The insurance companies that said they would use dash cam recordings are:
- NFU Mutual
- John Lewis
- Hastings Direct
- Marks & Spencer
- More Than
- Sheila’s Wheels
- Kwik Fit
There’s a good reason why so many companies are starting to use dash cam footage. Dash cam recordings can be really useful in helping to stop “crash for cash” claims. This is where another driver deliberately crashes into your car, and then tries to fraudulently claim insurance money.
These types of crashes cost the insurance industry around £1bn a year in false claims, so it’s no wonder that insurers like dash cams! With a dash cam in your car, you’ve always got a witness should the worst happen when you’re out driving. That means that having a dash cam can save you (and insurers) a lot of time, money, and hassle.
How can dash cams save me money on car insurance?
Swiftcover offer 12.5% discount on car insurance. Adrian Flux offer 15% off, and AXA provide a 10% discount. That means that getting an in-car camera could end up saving you a pretty hefty amount of money!
It’s a win-win situation for both insurers and drivers, so it looks pretty likely that more and more insurers will start offering discounts if you have a dash cam.
There’s never been a better time to invest in a dash cam for your car, so here at Halfords we’re offering 15% off all dash cams between the 2nd and 13th of July. Be sure to take a look at the great range of cameras we’ve got on offer, and make sure you and your car are prepared for whatever might happen on the roads!
Want to find out more about dash cams? Take a look at our post on how dash cams work, and learn why they’re different to normal cameras!